Christmas Shopping? Get the Best Deals during the 12.12 sale with your PayMaya!

Basta holiday shopping, don’t pay cash, PayMaya! 

  

Giving is always better than receiving, especially during the holiday season. As you complete your gift list for family and friends this upcoming 12.12 sale, take your shopping game to the next level and receive more perks and rewards when you give more to your loved ones with the help of PayMaya.  

This 12.12, take advantage of multiple cashback on top of the already awesome deals offered by your favorite brands both online and in-stores when you shop using your trusted payment buddy, PayMaya.  

There are so many sweet deals to help you make the most of your Christmas shopping. To start off, you can enjoy a 1%, 10%, or 100% cashback when you spend at least P500 online or in stores using your PayMaya physical or virtual card. On top of that, you can also get an additional P150 cashback* when you rack up an accumulated spend of P5,000.  

Buying from your favorite online stores has its perks too! Skip the traffic and do your Christmas shopping online. Get 30% off at Lazada when you spend at least P500. Enjoy the maximum discount of P150 by redeeming a PayMaya voucher from the Lazada app.  

If you’re looking for stylish holiday outfits for yourself, head on to Zalora and enjoy a 25% discount on your purchase, capped at P2,000! Simply use the promo code PYMYONLINEFEVER when you shop and spend at least P1,500.  

You can also get the same perks when you #ScanToPay with PayMaya at our partner merchants. If you miss out on the 12.12 deals, don’t fret because you can still enjoy perks during PayMaya’s Double Cashback Weekend. From December 14 to 15, you get two chances of earning up to 100% cashback when you spend a minimum of P100 via PayMaya QR.  

#ScanToPay for your gifts to your Kris Kringle or inaanaks at Robinsons Department Store to get a chance to win one of the 11 iPhone 11 units up for grabs! All you have to do is spend a minimum of P100 via PayMaya QR to earn one (1) raffle entry.  

With PayMaya, there are so many ways you can receive more perks and rewards, by simply giving more to your loved ones – proving that the holidays is the best season to give to your friends and family.  

If you don’t have your own PayMaya account yet, you still have time to sign up and make the most out of all the sweet deals this 12.12 — just download the PayMaya app for Android or iOS, register for an account, and find out what it’s like to shop with the fastest, safest, and most rewarding to pay for anything online and in-stores.  

Remember, this 12.12 and beyond, don’t pay cash. PayMaya!  

To summarize, here’s a quick rundown of all the awesome deals you can take advantage of with PayMaya:  

• Get up to 100% cashback when you spend at least P500 online and in-store using your PayMaya virtual or physical card  
• Enjoy an additional P150 cashback* when you accumulate a P5,000 spend with your PayMaya virtual or physical card  
• Get up to 100% cashback when you #ScanToPay at least P100 via PayMaya QR at your favorite establishments  
• Rack up to P5,000 worth of accumulated purchase via PayMaya QR to get an additional P150 cashback**  
• Get two chances of earning up to 100% cashback when you spend at least P100 via PayMaya QR this weekend  
• Redeem your PayMaya voucher at the Lazada app to enjoy a 30% discount (up to P150), when you spend a minimum of P500  
• Spend a minimum of P1,500 and get a 25% discount (up to P2,000) on your Zalora purchase when you use the code PYMYONLINEFEVER   

To find out more about all the exclusive deals you can avail of with your PayMaya account, visit www.paymaya.com/deals or follow @PayMayaOfficial on Facebook, Twitter, and Instagram.  

PayMaya, the digital financial services arm of Voyager Innovations, is the only financial technology company in the Philippines offering integrated consumer and merchant payment solutions with the widest on-ground branch network. It is the first to give millions of Filipinos an e-wallet that allows them to pay cashless transactions at any time of the day, anywhere in the world, and from any device. It is the financial technology arm of Voyager Innovations, the leading technology company in the country backed by PLDT, KKR, Tencent, World Bank’s IFC and the IFC Emerging Asia Fund. 

Why KanMend Policy?

People nowadays are getting literate when it comes to having insurances for themselves and their love-ones. Long before, having a life insurance policy is considered as "wants', but not, it is a necessity.

In my case, me and my hubby have our own life policies but sad to say I failed to pay for my premium for almost 2 years now. What I did was, I just get an accident insurance for my whole family that is renewable yearly that if being offered in our company.

Since we do got our accident insurance already, I decided to get the KanMend policy. I just wanted to be safe than sorry after all of not having one for this. Well, am not praying that I got one of those covered illnesses being offered by them , but, I just want to be ready when time comes. We do not know what lies ahead of us!

Why buy? 

 

With KanMend policy..here's what you get:

  

Buy KanMend today and get 6 months’ unlimited KonsultaMD telemedicine 

• 24/7 access to licensed Filipino doctors 
• Unlimited medical advice, anytime, anywhere 
• This reward will be active 20 days after your policy is issued. 

Visit KonsultaMD for more info. This KanMend policy is a protection product and does not contain any savings or investment components. This policy provides critical illness benefit or surrender benefit (if this policy has a cash value).

So what are you waiting for? Shop now at https://shop.fwd.com.ph/ 

KanDuu covers you, so you CAN DO everything you want in life with no hesitations.

I KanDuu Everything with my KanMend Policy!

For me, insurances nowadays are considered as necessities. Unlike before when I was still young, it was just an additional expenses for my wants. Now, I know the value of having one!

The year is about to end and I believe insurances needs to be renewed in some cases. Good thing I've heard about this FWD Insurance  and I've got the chance to choose another policy in my lists...

FWD Life Insurance Corporation (“FWD Life”) is the first life insurance company licensed by the Insurance Commission of the Philippines under the new Insurance Code. FWD launched its commercial operations in September 2014. As of end-2018, FWD Life is the life insurer with the highest paid-up capitalization in the Philippines with PhP 2.3 billion in paid-up capitalization.¹ FWD Life now ranks 8th in the life insurance industry in terms of new business annual premium equivalent.²  FWD Group spans Hong Kong & Macau, Thailand, Indonesia, the Philippines, Singapore, Vietnam, Japan, and Malaysia, offering life and medical insurance, general insurance, employee benefits, Shariah, and Family Takaful products across a number of its markets. Established in Asia in 2013, FWD is the insurance business arm of investment group, Pacific Century Group. In the Philippines, FWD has 14 business hubs located in key cities nationwide with its headquarters in Bonifacio Global City in Taguig. FWD is focused on creating fresh customer experiences, with easy-to-understand products, supported by digital technology. Through this customer-led approach, FWD aims to become a leading pan-Asian insurer that changes the way people feel about insurance.For more information please visit fwd.com.ph.   ¹ www.insurance.gov.ph > Statistics > 2018 > Based on Paid-Up Capital
² www.insurance.gov.ph > Statistics > 2018 > Based on New Business Annual Premium Equivalent

  

Now I have decided to get the KanMend policy...why? Will post it in my other blog the soonest!

Whew! In a span of 10 minutes I was able to have my KanMend policy in an instant. Wohoo!!! I KanDuu everything now with no hesitations with my new policy!

Voila! Congrats to me!!

Step 1: Visit www.shop.fwd.com.ph 
 
Step 2: Choose one Kanduu plan you want to purchase

KanMend
· Protection against 42 critical illnesses
Reward: 6 months’ unli KonsultaMD telemedicine

KanLive
 · Essential funds and protection for your family
 Reward: 1 year unli medical consults at Aventus clinics

KanGuard
· Payout for accidents or terror attacks, worldwide
Reward: 1 year global emergency services

Step 3: Click “Buy Now”

Step 4: Fill out the application form and upload one valid ID

Step 5: Review application form summary and product summary

Step 6: Pay online via debit or credit card


For only PhP 1,799 annually, you can get a coverage of 100,000.00 per critical illness! So, what are you waiting now? You can Shop@FWD now using your gadgets, anywhere and anytime of the day! I tell you...

Do it Now. Do it Hassle-Free with FWD!

Food Panda Launches Delivery Service in Cagayan de Oro

Finally, the biggest online food ordering and delivery service in the Philippines has landed in the city of golden friendship last November 26, 2019! I was fortunate enough to be part of this history as they launched it here in our city.

 

Foodpanda was founded in May 2012 in Berlin, Germany and operating in more than 40 countries with 45,000 restaurant partners globally.The delivery service is currently active in more than 500 cities, and the last addition to their growing list this 2019 in Mindanao is the City of Golden Friendship - Cagayan de Oro City.

Kagay-anons do not need to memorize delivery numbers for restaurants anymore -- as foodpanda has over 100+ restaurants in the city to choose from the app. With the wide array of cafes and restaurants, people in CDO can now  enjoy a hint of international cuisines from American, Chinese and Japanese to the well-loved local food of Cagayan de Oro right on their doorstep. Whatever it is you're craving, foodpanda has it.

"We are very happy to add Cagayan de Oro to our list of cities that we provide delivery for. The team believes that the city is an undeserved market with lots of potential for food delivery. And as always, we intend to bring the best experience in food delivery to consumers - we are exited to see very eager and encouraging feedback from partner restaurant and customers", says Ryven Barrio, foodpanda's Cluster Head for Mindanao.

Using the foodpanda app is hassle-free - just log on to the foodpanda website (www.foodpanda.ph) or download the app (available in the AppStore and Google Play Store) and follow these simple steps to enjoy fast and dependable service.

1. Create an account or login using your Facebook account.

2. Select your current location, then choose your preferred restaurants.

3. Simply select the ffod you want to order and add them to your basket.

4. Review your order in the basket then click on proceed to check out.

5. On the checkout page, you can enter a discount voucher code if you have one. Payment options include Cash on Delivery, Online Payment (Credit Card) or Paypal.

6. After placing your order, a confirmation message will be sent to your mobile number.

7. After your order has been confirmed, all you have to do is wait for the foodpanda rider to deliver your food and enjoy.

Foodpanda’s delivery service is available in Cagayan de Oro starting November 2019! From then, Kagay-anons do not need to stress out looking for parking or walking in the scorching heat on a sunny day or in rainy weather as foodpanda will bring what you are craving for -- fresh as good as dining-in -- in the comfort of your home!

Taiwan Bubble Tea Pavilion Empowers Davao Business Owners to Ride on the Bubble Tea Craze

The “bubble tea craze” has taken over the country and Davao City is no exception. With more and more people clamoring for this satisfying drink, business owners need to have access to top quality raw materials and highly responsive after-sales support from the best manufacturers and suppliers in Taiwan.

 Opening doors of opportunities is the Taiwan Bubble Tea Pavilion at the Taiwan Expo 2019, held last November 8-9, 2019 at the SMX Convention Center Davao. Organized by the Taiwan External Trade Development Council (TAITRA), the special exhibition featured member companies of the Taiwan Bubble Tea Alliance, an organization established in 2017 to unify and boost the collective strength of over 125 bubble milk tea vendors and industrial firms.

With a theme "Taiwan Bubble Tea, Bubble Up Your Life!," the exhibition and business conference gave bubble tea fans, business franchises, and startup entrepreneurs in Davao to see and taste the latest bubble tea products from Taiwan. Hundreds of visitors, which included local business owners and buyers in Davao and nearby areas in the Mindanao region, lined up for the demonstrations and sampling held at the bubble tea booth. Customers who have tried bubble tea products before cited the difference in taste quality of the tea and pearl products from the exhibitors.

Highlighting different fields of the bubble tea industry—raw materials (e.g. tea, tapioca), packaging, equipment, total solution, and chain stores—the pavilion showcased three alliance members Good Young Co. Ltd., Mr. Sun International Tea Chain Co. Ltd. (Red Sun), and Great Eastern Food Co. Ltd., who all shared their field expertise.

Good Young is one of the more popular bubble tea suppliers in Taiwan. It is best known for its line of milk tea powder, flavor syrups, and the ready-mix CASA Milky Flavor Tea and CASA Black Tea. Aside from raw materials, Good Young also offers various services for its business partners such as taste design, private labeling, OEM customization, and production technology training. Established in 1989, Good Young Co., Ltd. is a professional tea manufacturer and mainly supplies tea and coffee products to various food and beverage industries.

Meanwhile, Red Sun, an international tea brand known for its innovative beverages such as the Heineken Green Tea (a cold green tea mixed with Heineken beer) and its handmade tapioca balls or pearls, offered its franchise services to business owners in attendance. The company is greatly known in Taiwan for its innovative Heineken Green Tea, which made a historic record of 2.5 million cups sold in six months in 2005. The product, which was basically Heineken beer mixed with green tea, has a complex flavor profile topped with a beautifully frothy foam.

Finally, Great Eastern showcased its one-of-a-kind innovation to the now lucrative bubble tea industry, which first came to be in the 1980s. The company developed and exclusively produces 3Q Jelly Pearl, a pearl product made from naturally extracted  Konjac (a kind of taro harvested directly from the mountains), natural seaweed, sugar, pectin, and Guar gum. It boasts a low-calorie count of only 70kcal/100g—perfect for the health-conscious milk tea and bubble tea fans—and can be widely used in various beverages.

Through the Taiwan Bubble Tea Pavilion, business owners and buyers at the Taiwan Expo 2019 got to see first-hand the integrity of the overall supply chain in the Taiwan bubble tea industry. At the end of the event, at least 35 Davao business owners have expressed interest in partnering with the Taiwan Bubble Tea Alliance for future endeavors. There were also numerous inquiries from other visitors about franchising popular bubble tea brands as well as establishing new concepts to make Taiwan bubble tea products more appealing and enjoyable for the Filipino market.

The Taiwan Bubble Tea Alliance and TAITRA are hopeful that this event could start more partnerships with Filipino entrepreneurs and promote the expansion and export of the bubble tea industry and culture to the Philippines. The exhibition also served as an excellent opportunity for business owners to connect with industry-leading Taiwan suppliers for potential partnerships.

To learn more about the Taiwan Expo 2019 and the Taiwan Bubble Tea Pavilion, contact the Taiwan Trade Center Manila hotline at (02) 551-7281/551-7349/551-7339 or visit the TAITRA Manila website at https://manila.taiwantrade.com/. Like and follow the TAITRA Manila Facebook page (https://www.facebook.com/taiwantradecentermanila/)  for more updates.

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About TAITRA

Founded in 1970 to help promote foreign trade, the Taiwan External Trade Development Council (TAITRA) is the foremost non-profit trade promotion organization in Taiwan.

Davao City Embraces Taiwan Medical Technologies Introduced at the 2019 Taiwan Healthcare Seminar

From computer technology to design innovation, the 2019 Taiwan Expo has opened new doors of opportunities for different industries in Davao City. Held last November 8 to 9, 2019, at the SMX Convention Center in SM Lanang Premier Davao, the expo featured well-curated product exhibits from various Taiwan brands and companies, as well as highly informative seminars conducted by product experts and innovators from Taiwan.

The most anticipated Taiwan Healthcare Seminar, with a theme “Smart Medical Innovation Brightens Your Life,” brought together top biotech innovators from the best and most advanced hospitals in Taiwan. Coming from reputable institutions Chang Chung Memorial Hospital, Dalin Tzu Chi Hospital, Lite-Med Inc., Biomaterials & Surface Engineering Industry-Academia Consortium, Taipei Tech University, Bionime Corporation, and Chung Hua Institute for Economic Research, the speakers shared their latest innovations to healthcare practitioners and professionals from all over Davao and Mindanao.

Dr. Chun-Te Wu, MD, PhD, of the Chang Gung Memorial Hospital discussed their many achievements in the fields of Liver Transplantation, Proton Therapy, Comprehensive Cancer Patient Care and Management, Cord Blood Transplantation, Craniofacial Reconstruction, and Orthognathic Surgery. Through its premiere medical facilities and equipment, including a dedicated Proton Therapy Center and Hybrid Operating Rooms equipped with Multi-Axis System for Interventional Radiology and Da Vinci Surgical Systems, Chang Gung Memorial Hospital has successfully served over 27,000 international patients in 2018 alone.

Dr. Ming-Nan Lin, MD, PhD, of the Dalin Tzu Chi Hospital shared their institution’s humble roots from being a charity medical foundation to being the first hospital in Taiwan to be certified with the Symbol of National Quality (SNQ). Its Integrated Rheumatic Disease Care headlined by the Knee Health Promotion Option, a comprehensive treatment plan for knee osteoarthritis, has earned the hospital the recognition alongside its other top-quality services such as Arthroscopic Cartilage Regeneration Facilitating Procedure and surgical treatments for spinal diseases.

Meanwhile, Lite-Med Inc. (Lighten Taiwan Excellent Medical), a professional medical device developer and manufacturer established in 1991, is leading the Shock Wave Technology industry in Taiwan. Lite-Med’s machines such as the ESWT (Extracorporeal Shock Wave Therapy) series is used for a variety of treatments, including blasting kidney and ureter stones and rehabilitating bone fractures, and even includes a real-time ultrasound tracking and locking system that makes diagnosis and treatment much easier.

Also sharing their latest innovation at the Taiwan Healthcare Seminar is Bionime Corporation, which developed Telehealth, a system that helps patients and doctors manage diabetes. Using an ergonomic strip to check blood samples, it provides accurate readings that are stored via cloud for easier access whether the patient is being treated at home or in a hospital.

Finally, Chia Ling Li from the Chung-Hua Institute for Economic Research (CIER) ran down the details of Taiwan’s New Southbound Policy (NSP). In essence, the mandate opens the country’s doors for patients and doctors from neighboring countries in the Southeast Asia region to gain access to Taiwan’s medical technology advancements. By implementing the 1C1C or One Center for One Country initiative, each country from the Southeast Asia Region will have one dedicated coordinating center to facilitate any needs: from sending patients over to Taiwan for treatments or to conduct business-to-business deals.

For the Philippines, the assigned coordinating center is the Hualien Tzu Chi Hospital, which is known for its expertise in organ transplantation, advanced cell therapy, and the implementation of Universal Healthcare policies. The National Kidney Transplant Institute, Chinese General Hospital Colleges, and The Medical City have already signed a memorandum of understanding with Hualien Tzu Chi and more hospitals in the Philippines are expected to follow suit.

Dr. Annabelle P. Yumang of the Davao Center for Health Development, Ms. April Marie Dayap of the Davao City Investment and Promotions Center, and Atty. Francis Layog, chief-of-staff of Davao City Vice Mayor Sebastian “Baste”Duterte, in their respective speeches prior to the seminar, expressed their gratitude to TAITRA for introducing Taiwan’s innovations to the medical community of Davao City. They also look forward to seal partnerships between healthcare institutions in Davao and Taiwan to make modern healthcare technology more accessible to Mindanaoan patients.

To learn more about the latest medical technologies from Taiwan and how they can help benefit medical patients in Davao and the rest of the Philippines, contact the Taiwan Trade Center Manila hotline at (02) 551-7281/551-7349/551-7339 or visit the TAITRA Manila website at https://manila.taiwantrade.com/.

Like and follow the TAITRA Manila Facebook page (https://www.facebook.com/taiwantradecentermanila/)  for more updates.

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About TAITRA

Founded in 1970, TAITRA is Taiwan's foremost nonprofit trade promoting organization. Sponsored by the government and industry organizations, TAITRA assists enterprises to expand their global reach. Headquartered in Taipei, TAITRA has a team of 1,300 specialists and operates 5 local offices in Taoyuan, Hsinchu, Taichung, Tainan and Kaohsiung as well as 63 branches worldwide. Together with Taipei World Trade Center (TWTC) and Taiwan Trade Center (TTC), TAITRA has formed a global network dedicated to promoting world trade.

Selecting the Right Roof for Your Home

The roof of a home is important. It protects the house, your belongings and you from the elements, pests and animals. Thus, it is important to maintain your roof and ensure proper installation.

The Importance of Roof Maintenance

A well maintained roof benefits your home. It can reduce the cost of your heating and cooling bills, since it helps prevent air from escaping the house. Another benefit is that it can prevent water leaks from heavy or frequent rains. Water leaks can lead to mold, mildew and rotted wood beams in your house. To protect your house and maintain your roof, there are different roofing materials to consider.

Roofing Materials

There are pros and cons to each roofing material. Shingle roofing can be a lower-cost option and easier to replace if it becomes damaged. It lasts an average of 15 to 20 years. Metal roofing can have a lifespan of 40 to 70 years, and thus doesn’t necessarily need to be replaced as often. It can withstand strong elements such as high wind and heavy snow. If you live in a warm environment, metal roofing can reflect sunlight, especially darker colors, so your cooling costs decrease. If it becomes damaged, it may be more costly to replace than shingle roofing. Not every roofing company installs metal roofs, but you can find a roofing company that does by searching metal roofing Daytona Beach.

Considerations When Selecting Your Roof and Contractor

When selecting your roofing material and contractor, consider your budget. Weigh the up-front costs versus the long-term savings. Think about the weather where you live. Do you need a durable roof that withstands strong natural elements? Create an ideal timeline and talk with contractors about their installation timelines. Some types of roofing can be completed more quickly than others.

A quality roof can lead to a safer and more energy-efficient home. Some of these tips can help you on your way to making a decision that’s right for you.

Spruce up Your Backyard with These Tips

Are you looking for a way to spruce up your living space but aren't sure where to start? If your indoor living space already has the look you're trying to achieve, you may want to consider evaluating your outdoor space to see where you can make improvements. Our backyard space is often underutilized because people forget about the joys of entertaining al fresco. You don't have to spend an arm and a leg to achieve a beautiful outdoor space either, if you follow these helpful tips. 

Revamp Your Deck

If you have a deck then you're already on your way to having a beautiful outdoor space to entertain. Take a look at your deck to see if there are ways you can improve it. If it's wooden, for example, perhaps it's time to consider sanding and staining it to liven it up. Even throwing an outdoor rug on your deck is a great way to liven up the space and give it some interest. 

Landscaping

Your landscaping can make a big difference in how the exterior of your home looks. If you haven't done much with your home's landscaping, now is a great time to start. Plant some decorative shrubs around your property or add some flower boxes around your home. A little greenery can breathe life into a boring space and boost its aesthetics. Replacing old furniture and adding statement pieces such as bird baths, fountains, and lighting to your backyard is another great way to spruce up your living space. 

Fencing

Once you've revamped your backyard space, it won't be complete without a little privacy to entertain. Adding privacy fences lake county il is another way to make your space feel cozy while also looking great. 

These tips are just a few helpful ways to spruce up your backyard space. You can get creative and find other ways to liven up your space and make it feel extra cozy. 

Basta Shopping this 11-11, Don’t Pay Cash. PayMaya!

[7 NOVEMBER 2019] Now is the best time to have a PayMaya account because you can enjoy up to P5,000 in discounts and cashback deals as the holiday shopping season kicks off with the various 11-11 online and in-store sale events happening nationwide.  

Whether you prefer to shop and stay at home or troop to the nearest malls to do all your shopping, PayMaya is your trusted payment buddy for a more convenient and rewarding shopping experience this holiday season.  

With PayMaya, you can easily score up to 100% cashback (maximum of P500) when you use your PayMaya card or PayMaya QR for shopping this 11-11. Just make sure to spend at least P100 to get your cashback.   

The more you shop, the more you earn because you get an additional P250 cashback when you spend an accumulated total of P5,000* with your PayMaya card, and another P250 cashback on top of that when you spend the same amount with PayMaya QR!   

And if that’s not enough, you can also enjoy more discounts when you start your gift-shopping at Lazada by simply redeeming the PayMaya voucher in the Lazada app. Get 25% off (maximum P300) on your purchase of at least P1,000–so make sure to add items to your cart early to snag the best deals!  

If you’re planning to check out other gift ideas, you can also get a 10% discount on Rustans.com using the promo code PAYMAYAMONDAY10 when you shop all Mondays of November and December. You can avail of this promo when you spend at least P1,000, and get up to P2,000 off of your purchase. How’s that sound for great holiday deals?  

Giving gifts to your loved ones is great but there’s no better feeling than treating yourself with a shopping spree. Start picking out your outfits perfect for Christmas parties and reunions on Zalora and take advantage of a 25% discount of up to P2,000 on your purchase! Just use the promo code PYMYONLINEFEVER when you shop for your holiday wear with a minimum purchase of P1,500.  

With all these discounts, on top of cashbacks and promo deals, it’s safe to say that paying for all your 11-11 shopping with cash won’t get you as far as PayMaya will. If you don’t have your own PayMaya account yet, now is the best time to have one so you can enjoy amazing convenience and rewarding perks for your holiday purchases.   

Just download the PayMaya app for Android or iOS, register an account, and find out what it’s like to shop with the fastest, safest, most rewarding and hassle-free way to pay. Be sure to use the code PAYMAYALOVE when you register for an account to instantly earn P100 until November 15. Remember, this holiday season don’t pay cash, PayMaya!  

To find out more about how you can make the most of great deals, promos, and offers with your PayMaya account, visit www.paymaya.com/deals or follow @PayMayaOfficial on Facebook, Twitter, and Instagram.    

PayMaya, the digital financial services arm of Voyager Innovations, is the only financial technology company in the Philippines offering integrated consumer and merchant payment solutions with the widest on-ground branch network. It is the first to give millions of Filipinos an e-wallet that allows them to pay cashless transactions at any time of the day, anywhere in the world, and from any device. It is the financial technology arm of Voyager Innovations, the leading technology company in the country backed by PLDT, KKR, Tencent, World Bank’s IFC and the IFC Emerging Asia Fund.